{"id":272,"date":"2025-09-02T15:51:07","date_gmt":"2025-09-02T10:51:07","guid":{"rendered":"https:\/\/mf-turan.uz\/?page_id=272"},"modified":"2025-09-02T15:51:07","modified_gmt":"2025-09-02T10:51:07","slug":"tolov-va-pul-mablaglarini-qaytarish-qoidalari","status":"publish","type":"page","link":"https:\/\/mf-turan.uz\/index.php\/tolov-va-pul-mablaglarini-qaytarish-qoidalari\/","title":{"rendered":"to\u2018lov va pul mablag\u2018larini qaytarish qoidalari"},"content":{"rendered":"<h1>\u201cMONEYFEST TURAN\u201d MChJning to\u2018lov va pul mablag\u2018larini qaytarish qoidalari<\/h1>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><b>Xizmatlar narxi va to\u2018lov tartibi<\/b><\/li>\n<\/ul>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Shartnoma bo\u2018yicha axborot-konsalting xizmatlarining narxi mf-turan.uz\/ saytida ko\u2018rsatiladi va Ijrochi tomonidan istalgan vaqtda bir tomonlama o\u2018zgartirilishi mumkin. Yangi narx e\u2019lon qilingan kundan boshlab kuchga kiradi va e\u2019lon qilingan paytga kelib to\u2018langan xizmatlarga nisbatan qo\u2018llanilmaydi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Tanlangan xizmatning to\u2018lovi Buyurtmachi tomonidan Ijrochining hisob raqamiga oldindan to\u2018lov sifatida xizmatlar narxining 100% miqdorida mablag\u2018larni o\u2018tkazish yo\u2018li bilan amalga oshiriladi. Agar to\u2018lov xizmat narxidan kam miqdorda tushsa, shartnoma tuzilmagan hisoblanadi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Buyurtmachi, kredit tashkiloti bilan iste\u2019mol krediti shartnomasini tuzish orqali Ijrochining xizmatlarini muddatli to\u2018lashga (bo\u2018lib-bo\u2018lib to\u2018lashga) haqlidir.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">To\u2018lov vaqti sifatida Ijrochining hisob raqamiga mablag\u2018lar tushgan vaqt hisoblanadi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">To\u2018lov usullari:<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u2013 Bank kartalari (Uzcard, Humo, VISA, MasterCard)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Click, Payme, UZUM, OSON\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 Yuridik shaxslar uchun naqd pulsiz hisob-kitob<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Obuna bo\u2018yicha obuna to\u2018lovi (abonent to\u2018lovi).<\/span>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Buyurtmchi har bir hisob-kitob davri (Xizmatni buyurtirishning dastlabki muddatiga teng) uchun Ijrochi tomonidan to\u2018lov kuni belgilangan Obuna bo\u2018yicha avtomatik uzaytirish shartlari asosida davriy obuna to\u2018lovini undirishga Ijrochiga ruxsat beradi. Standart hisob-kitob davri (Obuna oyi) 30 kunga teng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Ijrochi, Buyurtmachiga standart yoki maxsus narxlarda uzroq hisob-kitob davriga (masalan, 90, 180, 360 kun) ega bo\u2018lgan Obunani sotib olish imkoniyatini berish huquqiga ega. Hisob-kitob davrining mumkin bo\u2018lgan uzunligini Ijrochi mustaqil ravishda belgilaydi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Buyurtmachi har bir hisob-kitob davri uchun oldindan to\u2018lov shartlari asosida Obunani to\u2018laydi. Obunaning yangi davri uchun mablag\u2018lar Obuna muddati tugaganidan keyingi kuni avtomatik ravishda yechib olinadi. Buyurtmachi to\u2018lov muddatlarini o\u2018z vaqtida nazorat qilish majburiyatini oladi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Buyurtmachi Obunani avtomatik uzaytirish doirasida Buyurtmachining bank hisobvarag\u2018idan (Shaxsiy kabinetda biriktirilgan bank kartasidan) mablag\u2018larning avtomatik yechib olinishiga rozilik beradi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Agar avtomatik yechib olish paytida Buyurtmachining bank hisobvarag\u2018ida mablag\u2018lar bo\u2018lmasa, avtomatik yechib olish urinishi birinchi urinish sanasidan bir kun o\u2018tganidan keyin takrorlanadi, lekin 3 martadan ko\u2018p bo\u2018lmasligi kerak.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Agar Foydalanuvchi Obunaning yangi hisob-kitob davrini to\u2018liq to\u2018lamagan bo\u2018lsa, Obunaga kirish to\u2018langan muddat tugagandan keyingi kunda o\u2018chiriladi.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pul mablag&#8217;larini qaytarish shartlari va tartibi<\/b>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Ijrochi tomonidan pul mablag\u2018larini qaytarish Buyurtmachining finance.mf.uz1@gmail.com elektron manziliga yuborilgan arizasi asosida amalga oshiriladi. Ariza xizmatlar ko\u2018rsatish muddati tugagunga qadar yuborilishi kerak. Ijrochi pul mablag\u2018larini qaytarishda, 8.2-band qoidalariga muvofiq, qaytarish vaqtidagi amaliy xarajatlar miqdorini chegirib qo\u2018ygan holda qaytarishni amalga oshiradi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Ijrochining amaliy xarajatlariga (lekin ular bilan cheklanmaydi) pul mablag\u02bblarini qaytarish jarayonidagi banklar, kredit tashkilotlari va tegishli to\u02bblov tizimlarining komissiyalari, o\u02bbquv dasturida ishtirok etgan Ijrochi xodimlari va Ijrochilarning ish haqi, ta\u02bblim jarayonida Ijrochi tomonidan ishlatilgan dasturiy ta\u02bbminot yoki uchinchi shaxslar xizmatlari uchun qilingan xarajatlar, buyurtmachiga taqdim etilgan bonus materiallar qiymati kiradi. Shuningdek, amaliy xarajatlarga quyidagilar ham kiradi: buyurtmachiga taqdim etilgan o\u02bbquv materiallari qiymati, Ijrochi tomonidan tashkil etilgan darslar va boshqa onlayn uchrashuvlar narxi \u2013 hatto Buyurtmachi materiallardan foydalanmagan yoki darslarda ishtirok etmagan bo\u02bblsa ham (agar buning uchun mantiqiy sabab bo\u02bblmasa).<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Mijoz tomonidan o\u2018tilmagan ta\u2019lim uchun pul mablag\u2018larini qaytarish summasi, sotib olingan kurs narxi va o\u2018tilgan ta\u2019lim narxi orasidagi farq sifatida quyidagi formula bo\u2018yicha hisoblanadi:<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u0425 = Y \u2013 W,\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">bu yerda:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0425 \u2013 qaytarish miqdori<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Y \u2013 mijoz tomonidan sotib olingan o&#8217;quv kursining narxi<\/span><\/p>\n<p><span style=\"font-weight: 400;\">W \u2013 o&#8217;qish uchun sarflangan oylar soniga qarab o&#8217;qish narxi<\/span><\/p>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Mutaxassis bilan individual darslar &#171;Mutaxassisning individual hamrohligi&#187;<\/span><\/td>\n<td colspan=\"2\"><span style=\"font-weight: 400;\">Guruh darslari &#171;Savdo ustaxonasi. Amaliyot va daromad&#187;<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">o\u2018tilgan ta\u2019lim oylari soni<\/span><\/td>\n<td><span style=\"font-weight: 400;\">o\u2018tilgan ta\u2019lim narxi (W), so\u2019m<\/span><\/td>\n<td><span style=\"font-weight: 400;\">o\u2018tilgan ta\u2019lim oylari soni<\/span><\/td>\n<td><span style=\"font-weight: 400;\">o\u2018tilgan ta\u2019lim narxi (W), so\u2019m<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">82398999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1<\/span><\/td>\n<td><span style=\"font-weight: 400;\">31310499<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">123598999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2<\/span><\/td>\n<td><span style=\"font-weight: 400;\">41198999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">164798999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">54158999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">197758999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">65918999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">247198999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">69549999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">313118999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6<\/span><\/td>\n<td><span style=\"font-weight: 400;\">74158999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">346078999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">84158999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">362558999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">90638999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">395518999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9<\/span><\/td>\n<td><span style=\"font-weight: 400;\">99499999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">10<\/span><\/td>\n<td><span style=\"font-weight: 400;\">428478999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">10<\/span><\/td>\n<td><span style=\"font-weight: 400;\">107118999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">11<\/span><\/td>\n<td><span style=\"font-weight: 400;\">477918999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11<\/span><\/td>\n<td><span style=\"font-weight: 400;\">109118999<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">12<\/span><\/td>\n<td><span style=\"font-weight: 400;\">515822499<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12<\/span><\/td>\n<td><span style=\"font-weight: 400;\">115358999<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Pul mablag\u2018larini qaytarish yoki rad etish to\u2018g\u2018risidagi qaror Ijrochi tomonidan Buyurtmachining arizasini olgan kundan boshlab 10 (o\u2018n) kun ichida qabul qilinadi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Xizmatlar ko\u2018rsatilishi tugagandan so\u2018ng Buyurtmachi tomonidan bildirilgan to\u2018lov summasi qaytarilishi talabi, agar Buyurtmachi sotib olingan xizmatlar paketiga kiruvchi tegishli xizmat Ijrochi aybiga ko\u2018ra ko\u2018rsatilmagan (yoki yetarli sifatda ko\u2018rsatilmagan)ligini tasdiqlovchi yozma dalillarni taqdim etsa, Ijrochi tomonidan ko\u2018rib chiqiladi. Agar sotib olingan xizmatlarning tegishli bo\u2018limi ko\u2018rsatilmaganligi (yoki sifat ko\u2018rsatilmaganligi) aniqlansa, Ijrochi 8.2-band qoidalariga muvofiq, qaytarish vaqtidagi amaliy xarajatlar miqdorini chegirib qo\u2018ygan holda pul mablag\u2018larini qaytaradi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Ijrochi, Buyurtmachi tomonidan Ijrochiga yoki o\u2018quv dasturining boshqa ishtirokchilariga nisbatan hurmatsiz munosabat bildirilgan taqdirda, Buyurtmachining pul mablag\u2018larini qaytarish so\u2018rovini rad etish huquqini o\u2018zida saqlab qoladi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Qaytarish to&#8217;g&#8217;risidagi ariza qanoatlantirilgan taqdirda, Buyurtmachiga o&#8217;quv materiallariga kirish huquqi Ijrochi tomonidan qaytarish to&#8217;g&#8217;risidagi qaror yuborilgan kundan boshlab 1 (bir) ish kunida to&#8217;xtatiladi. Ko&#8217;rsatilgan qaytarish talabi, shuningdek, 1.2-bandda ko&#8217;rsatilgan oldindan berilgan qabul qilish (aktsept)ning bekor qilinishi hisoblanadi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Foydalanuvchi Obunani avtomatik uzaytirishdan bosh tortishi mumkin. Bunday holda, Obuna Buyurtmachiga Shartnomadagi shartlariga muvofiq, Obuna turiga qarab, joriy to\u02bblangan Obuna muddati tugaguncha taqdim etiladi. Yangi hisob-kitob davri uchun pul mablag\u02bblari undirilmaydi. Obunani keyingi hisob-kitob davri uchun avtomatik uzaytirishdan bosh tortish joriy hisob-kitob davrining so\u02bbnggi kunidan kechiktirmay amalga oshirilishi mumkin.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Obunani avtomatik uzaytirishdan bosh tartish tartibi.<\/span>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"3\"><span style=\"font-weight: 400;\">Foydalanuvchi Obunani avtomatik uzaytirishni Internet-saytda Shaxsiy kabinet orqali o\u2018chiradi. Buning uchun Foydalanuvchi avtorizatsiyadan o\u2018tishi va \u201cMening xaridlarim\u201d \u2013 \u201c[Sotib olingan mahsulotlar]\u201d \u2013 \u201cXarid\u201d \u2013 \u201cUzaytirish\u201d bo\u2018limi orqali \u201cAvtomatik uzaytirish\u201d belgisini olib tashlashi kerak.<\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">2.9. Oldingi hisob-kitob davrlari uchun Obuna bo\u2018yicha pul mablag\u2018lari Buyurtmachiga qaytarilmaydi, chunki oldingi hisob-kitob davrlari uchun xizmatlar bosh tortish paytida Ijrochi tomonidan to\u2018g\u2018ri ko\u2018rsatilgan bo\u2018lib, Buyurtmachi Kontentni ko\u2018rgan yoki ko\u2018rmaganligidan qat\u2019i nazar (abonent shartnomasi shartlari), ular Buyurtmachi tomonidan to\u2018lanishi shart.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Ijrochi:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mas&#8217;uliyati cheklangan jamiyat \u00abMONEYFEST TURAN\u00bb<\/span><\/p>\n<p><span style=\"font-weight: 400;\">IIN: 312170598<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Manzil: TOSHKENT SHAHRI, OLMAZOR TUMANI, QICHQIRIQ MFY, QORA 59-A<\/span><\/p>\n<p><span style=\"font-weight: 400;\">E-mail: finance.mf.uz1@gmail.com<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cMONEYFEST TURAN\u201d MChJning to\u2018lov va pul mablag\u2018larini qaytarish qoidalari &nbsp; Xizmatlar narxi va to\u2018lov tartibi Shartnoma bo\u2018yicha axborot-konsalting xizmatlarining narxi mf-turan.uz\/ saytida ko\u2018rsatiladi va Ijrochi tomonidan istalgan vaqtda bir tomonlama o\u2018zgartirilishi mumkin. Yangi narx e\u2019lon qilingan kundan boshlab kuchga kiradi va e\u2019lon qilingan paytga kelib to\u2018langan xizmatlarga nisbatan qo\u2018llanilmaydi. Tanlangan xizmatning to\u2018lovi Buyurtmachi tomonidan Ijrochining [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-docs.php","meta":{"footnotes":""},"class_list":["post-272","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/pages\/272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/comments?post=272"}],"version-history":[{"count":1,"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/pages\/272\/revisions"}],"predecessor-version":[{"id":273,"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/pages\/272\/revisions\/273"}],"wp:attachment":[{"href":"https:\/\/mf-turan.uz\/index.php\/wp-json\/wp\/v2\/media?parent=272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}