Rules for payment and refund of funds of MONEYFEST TURAN LLC

Cost of services and payment procedure

1.1. The cost of information and consulting services under the contract is indicated on the Website mf-turan.uz/, and can be changed by the Contractor at any time unilaterally. The new cost comes into force from the moment of publication and does not apply to services paid for by the time of publication. 1.2. Payment for the selected service is made by the Customer by crediting funds in advance to the Contractor’s bank account in the amount of 100% of the cost of services. If the payment is received in an amount less than the cost of the service, the contract is considered not concluded. 1.3. The Customer has the right to pay for the Contractor’s services in installments by concluding a consumer credit agreement with a credit institution. 1.4. The moment of payment is considered the receipt of funds to the Contractor’s bank account. 1.5. Payment methods include: – Bank cards (Uzcard, Humo, VISA, MasterCard) – Click, Payme, UZUM, OSON – Cashless payments for legal entities 1.6. Subscription fee. 1.6.1. The Customer authorizes the Contractor to charge the Subscription fee set by the Contractor on the day of payment for each billing period (equal to the initial term of the Service order) on the terms of automatic renewal. The standard billing period (Subscription month) is 30 days. 1.6.2. The Contractor has the right to provide the Customer with the opportunity to purchase a Subscription with a longer billing period (e.g. 90, 180, 360 days) at standard or special prices. The Contractor independently determines the possible length of the billing period. 1.6.3. The Customer pays for the Subscription on the terms of prepayment each billing period. Funds for the new Subscription period are written off automatically on the day following the end of the Subscription period. The Customer is obliged to promptly monitor the payment terms. 1.6.4. The Customer agrees to the automatic debiting of funds from the Customer’s bank account (bank card linked to the Personal Account) as part of the automatic renewal of the Subscription. 1.6.5. If at the time of automatic debiting there are no funds in the Customer’s bank account, the automatic debiting attempt is repeated one day after the date of the first attempt, but no more than 3 attempts. 1.6.6. If the User has not fully paid for the new Subscription billing period, access to the Subscription is disabled the day after the end of the paid period.

Terms and procedure for refund of funds
1. The Contractor shall refund funds upon the Customer’s application sent to the email address: finance.mf.uz1@gmail.com. The application may be sent no later than the expiration of the service provision period. The Contractor shall refund the money minus the Contractor’s actual costs, determined at the time of refund in accordance with the rules of paragraph 8.2. of this agreement. The Contractor’s actual costs shall include (but are not limited to) in particular, fees of banks, credit institutions and relevant payment systems for refunding funds, salaries of the Contractor’s employees and contractors participating in the training program, expenses for the software used by the Contractor in the training process or payment for third-party services, as well as the cost of bonus materials provided to the Customer. In addition, the actual costs shall include the cost of training materials provided to the Customer, Classes organized by the Contractor and other online meetings, even if the Customer did not use the materials and did not participate in the Classes without good reason.
2. The Contractor’s actual costs include (but are not limited to) in particular, fees of banks, credit institutions and relevant payment systems for the return of funds, salaries of the Contractor's employees and contractors participating in the training program, expenses for the software used by the Contractor in the training process or payment for third-party services, as well as the cost of bonus materials provided to the Customer. In addition, the actual costs include the cost of training materials provided to the Customer, Classes organized by the Contractor and other online meetings, even if the Customer did not use the materials and did not participate in the Classes without good reason.

The refund amount for training not completed by the client is calculated as the difference between the cost of the purchased course and the cost of the completed training according to the following formula: X = Y – W, where X is the refund amount Y is the cost of the training course purchased by the Client W is the cost of training depending on the number of months of training completed

Individual lessons with an expert “Individual support from an expert”		Group classes “Trading Workshop. Practice and earnings”
number of months of training completed	cost of completed training (W), sum	number of months of training completed	cost of completed training (W), sum
1	82398999	1	31310499
2	123598999	2	41198999
3	164798999	3	54158999
4	197758999	4	65918999
5	247198999	5	69549999
6	313118999	6	74158999
7	346078999	7	84158999
8	362558999	8	90638999
9	395518999	9	99499999
10	428478999	10	107118999
11	477918999	11	109118999
12	515822499	12	115358999

The decision on refund or refusal to refund funds is made by the Contractor within 10 (ten) calendar days from the date of receipt of the relevant application from the Customer.
A claim for refund of amounts paid, submitted by the Customer after the end of the provision of services, shall be considered by the Contractor if the Customer provides written evidence that the relevant service included in the purchased service package was not provided (was provided improperly) due to the fault of the Contractor. In the event that the fact of non-provision of services (provision of services of inadequate quality) under the relevant option of the purchased services is established, the Contractor shall refund the money minus the actual costs of the Contractor, determined at the time of return in accordance with the rules of paragraph 8.2. of this agreement.
The Contractor reserves the right to reject the Customer’s request for a refund if the Customer shows disrespect for the Contractor or other participants in the training program.
If the return request is satisfied, the Customer’s access to the training materials will be terminated within 1 (one) business day from the date the Contractor sends the Customer a decision on the corresponding return. The Customer’s stated request for a return is also considered a revocation of the previously given acceptance specified in paragraph 1.2 of this agreement.
The User may refuse automatic renewal of the Subscription. In this case, the Subscription is provided to the Customer until the end of the current paid Subscription period, depending on the type of Subscription in accordance with the terms of the Agreement. No funds are charged for the new billing period. Automatic renewal of the Subscription for the next billing period may be refused no later than the last day of the current billing period.
Procedure for refusing automatic renewal of the Subscription.
1. The User disables automatic renewal of the Subscription on the website via the Personal Account. To do this, the User must log in and uncheck the “Renew automatically” box via the “My purchases” - “[Purchased products]” - “Purchase” - “Renewal” section.
Subscription funds for previous billing periods will not be returned to the Customer, since the Services for previous billing periods at the time of refusal have already been properly rendered by the Contractor, regardless of whether the Customer has viewed the Content (terms of the subscription agreement) and must be paid for by the Customer.

The Contractor complies with PCI DSS requirements

PCI DSS contains requirements for protecting cardholder data. They are mandatory and apply to all companies that process data from Visa, MasterCard, American Express, JCB, Mir and other payment systems. Compliance of the cloud infrastructure with PCI DSS requirements allows customers to use cloud services to process payment card data and confirms the high level of security provided by the Contractor. Contractor: Limited Liability Company “MONEYFEST TURAN” IIN: 312170598 Address: TASHKENT CITY, ALMAZAR DISTRICT, QICHQIRIQ MFY, QORA 59-A E-mail: finance.mf.uz1@gmail.com